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Have you ever met anybody famous?

We asked our amazing team a few random questions so all of our amazing followers can get to know us a little better. We also wanted to share a few laughs along the way. Question #4 – Have you ever met anybody famous? Laura Calder – Nope and that is okay with me. Nate...

March Madness Bracket Tips

Here are five tips looking at all regular season data dating back to 2002 to help you win your office or family bracket. Keep in mind a 9 seed defeating an 8 seed is not considered an upset. Good luck with the March Madness! 1. Want to pick a team with a seed of 10 or...

Favorite Movie Quotes

We asked our amazing team a few random questions so all of our amazing followers can get to know us a little better. We also wanted to share a few laughs along the way. Question #2 – Whats your favorite movie quote? Gina Johnson - "I'm kind of a big deal." - Anchorman...

Top 10 Beam Lending Love Songs

We have complied a list of the Top 10 Beam Lending Love Songs. A big thanks to youtube to help spread the love! The Power of Love (Clint) - https://www.youtube.com/watch?v=ctAAx51gJCs Superstar (Gina) - https://www.youtube.com/watch?v=b2ApjZy5Em4 We Found Love -...

What’s the Minimum Credit Score I need to Buy a Home?

If you’re looking to get a mortgage to buy a home, your credit score matters. A lot. If it’s good, you should be able to get financing without a problem; if it’s bad, you could have a tough time buying a home at all. Most banks and credit unions need a minimum credit...

4 Signs you’re a perfect VA loan candidate

VA Loan loans are one of the best home loan option out on the market today. Here are a few signs that this is a great option for you. 1. You’re eligible Veterans and active military need to meet certain requirements in order to be eligible for a VA loan. The VA...

5 Signs you should refinance your home loan

As summer comes to an end and life seems to settle back down it might be a chance to see if we can save some money by reviewing 5 signs you should refinance your home loan! 1. Your mortgage rate is at least 1% over current rates One rule of thumb says that if your...

15-Year or 30-Year Mortgage?

With so many different loan options out there it can be confusing as to which option to go with and which one will save you the most money. This post will focus on weighing the pros and cons of a 15-year and 30-year mortgage. We’re here to help you through this huge...

The #1 Reason to Sell Your House Right Now!

Buyer Demand Continues to Outpace Supply of Homes Listed With the latest home sales report being released we have learned that there is currently a 4.6 month supply of homes for sale. This is much lower than the 6 month supply needed in a normal market and even lower...

How does my New Job Affect me getting a Home Loan?

Changing jobs is a natural part of a long and eventful career. But if you’re trying to apply for a loan here are some tips to make sure you keep your job and get into a home. First, most lenders will want to see working applicants who have been in the same field at...

Why You Might Not Want Your Spouse on Your Mortgage

Now that you are married and maybe a kid or two are on the way its time to think about buying a home and getting a mortgage. You have always done everything together from watching the same Netflix shows to picking out paint. Buying a home could be one of these times...

Are student loans stopping you from buying a home?

Did you know that 54% of recent college grads graduate with student loan debt. That means over 50% are having a harder time buying a home and reaching some financial goals. “I’d say student loan debt is probably the biggest concern people have about getting...

3 Things a Homeowner Should Know About their Roof

Your home is probably one of the biggest investment you will make over your lifetime. It is important to protect your investment. One of the biggest causes of a lost investment in buying a home is water. Water can ruin any home quickly and with vengeance. Water damage...

Should you sell your home in 2016?

One of the most popular questions our loan officers have been asked over the last few months is, "Should I sell my home this year or wait until next year?" According to the National Association of Realtors, real estate agents are expecting the market to turn into a...

5 Reasons You should Refinance Your Home Loan Today!

Reason No. 1: To get rid of credit card debt Mortgage rates have jumped above 4% only once this year (in July), credit card interest rates often end up in the double digits. It’s better to owe under 5% interest on a loan than 19% on a credit card. Another benefit, the...