One Percent down!

Purchase your home with just one percent down!

Low Down Payment

You bring in 1% and the lender gives you 2%!

Low Interest Rates

Low rates, with or with out mortgage insurance.

Fast Closing

Close in 30 days or less!

Frequently Asked Questions

Are there any income limits?

As of right now there are no income limits for the following counties; Davis, Salt Lake and Weber.

What does my credit score need to be?

You must have a 700 credit score to qualify for the one percent down program.

Is there a limit on the purchase price?

There are no limits on purchase price.

What Our Customers Are Saying

Don’t just take it from us, let our customers do the talking!

“The 1% Down Program relieved my wife and I the stress of coming up with an overwhelming number out of pocket for a down payment. As first time home buyers this was instrumental in helping us move forward with the purchase of our home.”

Carter S.

“My husband and I wanted to refinance our house and it went smoother than ever. We had our initial meeting and 4 weeks later we closed on the loan. We will definitely be back for any future mortgage needs.”

Cindy F.

“Beam Lending has the BEST loan officers, products and customer service. I recommend them to everyone I know because I know they will be treated very well!”

Dixie Y.

Apply Today!

Click here to apply for our One Percent Down loan!