Items to Collect

Learn what items are needed for loan approval
In order to close your loan quickly, we need the following information in the very beginning of the process.
  • Last 2 months of pay stubs from current employment
  • Last 2 years of federal tax returns and W2’s with all applicable schedules
  • Last 2 months of checking, savings, and investment account statements
  • REPC with ALL addenda and listing sheet
  • Copy of driver’s license
  • Homeowner’s insurance contact information
  • Letter of explanation for any derogatory credit or prior bankruptcy (if applicable)
  • Copy of divorce decree and bankruptcy papers (if applicable)
  • Certificate of Eligibility or DD214’s (VA only)

If refinance or investment property:

  • Address(es) of other real estate owned
  • Copy of 1st and 2nd (if applicable) mortgage note(s)
  • Most recent statement(s) on all mortgages
  • Prior title work and appraisal

If self-employed:

  • Balance sheet and year-to-date profit and loss statement
  • Last 2 years of company tax returns with all applicable schedules